Saturday, 4 June 2011

Change your identity and say goodbye to bad credit history?

would love to pay off my debt of 4000 but because i moved alot due to family circumstances I do not know who or which company i owe all this money to.


I just know I owe this much.





So if dont know who to pay the debt to then obviously my bad credit record with unpaid debts will stay in my life forever!!!





I don%26#039;t want that. I am ready to pay alot of money to a business that can legally delete my credit record. Is there one in Australia?





I know a friend of mine changed his name, first name and last name and he got a loan! using that new name. He also has a history of bad credit in his old name but he used his new name and he got offered credit cards from each corner.





I don%26#039;t know how he did this though. I saw whenever he applied for a loan he would take his drivers licence (with his new name on it) and it would get approved.


He also changed his name on his passport.





I don%26#039;t know if that%26#039;s illegal or what but he is having such a great life. ITs SO UNFAIR!!|||Not sure how he did that.


When you change your name and SS number there is a section in your credit report that shows it.





It is called %26quot;OTHER IDENTIFICATION%26quot;.


Maybe the people that pulled his reports failed to see this section.


Or did not bother to pull up a report with that other ss number.





He could have also set himself up as a company or an LLC.


This allows a person to get credit under a company name.


/|||It is called bank fraud, a felony. You lie or deceive in order to gain money or credit, the very definition of fraud--even if you pay back the money perfectly on time and in full after the deception. Don%26#039;t do it.





As to fairness, he is now living a lie and is a felon, waiting to be caught by an FBI task force (that I know exist)s, has to hide this particular deception and hopefully avoid going to prison. He lies and cheats in other areas of life, there is no doubt. Is that a good life you want?|||It doesnt work with your name and address, they use your date of birth and your National Insurance Number